RWA Yield Matrix
The RWA Yield Spread Engine compares on-chain yields directly against TradFi benchmarks from the Federal Reserve (FRED). Every RWA yield is spread against SOFR so you can see the real premium for going on-chain.
SOFR
3.89%
SOFR · 2026-10-15
Fed Funds
3.75%
FEDFUNDS · 2026-09-01
US 2Y Treasury
4.82%
DGS2 · 2026-10-14
US 10Y Treasury
5.19%
DGS10 · 2026-10-14
RWA Yield Spread Engine
| Asset | Category | Best Strategy | Chain | APY vs SOFR | Best APY | Spread | TVL |
|---|---|---|---|---|---|---|---|
 SPCXXSpaceX xStock | Stock | Raydium Amm (LP fees, 7-day avg) | Solana | 39.28% | +35.39% | $1.2M | |
 USDCUSDC | Stablecoin | Harvest Finance (vault) | Base | 26.59% | +22.70% | $1.76M | |
 CRCLXCircle xStock | Stock | Raydium Amm (LP fees, 7-day avg) | Solana | 25.72% | +21.83% | $3.33M | |
 HOODXRobinhood xStock | Stock | Raydium Amm (LP fees, 7-day avg) | Solana | 25.44% | +21.55% | $1.32M | |
 STRCXStrategy PP Variable xStock | Stock | Pendle V2 (yield-tokenization) | Ethereum | 20.47% | +16.58% | $1.18M | |
 USD3Web 3 Dollar | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 14.58% | +10.69% | $7.13M | |
 FRAXLegacy Frax Dollar | Stablecoin | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 13.57% | +9.68% | $2.63M | |
 USDXAxis USD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 13.44% | +9.55% | $3.35M | |
 USDXHex Trust USD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 13.44% | +9.55% | $3.35M | |
 USDXStables Labs USDX | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 13.44% | +9.55% | $3.35M | |
 USDXUSDX | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 13.44% | +9.55% | $3.35M | |
 APXUSDapxUSD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 13.17% | +9.28% | $1.32M | |
 JUSDJuice Dollar | Stablecoin | Jusd Finance (vault) | Ethereum | 12.25% | +8.36% | $12.35M | |
 REUSDRe Protocol reUSD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 11.58% | +7.69% | $12.46M | |
 REUSDResupply USD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 11.58% | +7.69% | $12.46M | |
 ALUSDAlchemix USD | Stablecoin | Alchemix V3 (vault) | Ethereum | 11.39% | +7.50% | $1.98M | |
 TRUSDTori trUSD | Stablecoin | Pendle V2 (yield-tokenization) | Ethereum | 9.54% | +5.65% | $1.13M | |
 USDTTether | Stablecoin | Rhea Lend (lending) | Near | 9.45% | +5.56% | $1.75M | |
 AUSDAUSD | Stablecoin | Euler V2 (lending) | Monad | 9.27% | +5.38% | $1.56M | |
 USDATSaturn Dollar | Stablecoin | Pendle V2 (yield-tokenization) | Monad | 8.42% | +4.53% | $1.56M | |
 UUnited Stables | Stablecoin | Bitway Earn (vault) | BSC | 8.00% | +4.11% | $9.95M | |
 USDGGlobal Dollar | Stablecoin | Kamino Lend (lending) | Solana | 7.76% | +3.87% | $1.11M | |
 PYUSDPayPal USD | Stablecoin | Sentora Curator (vault) | Ethereum | 7.18% | +3.29% | $2.22M | |
 MSUSDMetronome Synth USD | Stablecoin | Mainstreet (vault) | Ethereum | 6.55% | +2.66% | $75.63M | |
 MSUSDMain Street USD | Stablecoin | Mainstreet (vault) | Ethereum | 6.55% | +2.66% | $75.63M | |
 STRKStrategy Strike Preferred (Dinari Tokenized Stock) | Stock | Endur (vault) | Starknet | 6.50% | +2.61% | $10.7M | |
 OUSDOpen USD | Stablecoin | Origin Dollar (vault) | Ethereum | 5.80% | +1.91% | $6.29M | |
 OUSDOrigin Dollar | Stablecoin | Origin Dollar (vault) | Ethereum | 5.80% | +1.91% | $6.29M | |
 GHOGHO | Stablecoin | Fluid Lending (lending) | Plasma | 5.70% | +1.81% | $7.88M | |
 JUPUSDJupUSD | Stablecoin | Jupiter Lend (lending) | Solana | 5.65% | +1.76% | $47.18M | |
 USDSUSDS | Stablecoin | Sky Lending (lending) | Ethereum | 5.41% | +1.52% | $138.93M | |
 USDSSperax USD | Stablecoin | Sky Lending (lending) | Ethereum | 5.41% | +1.52% | $138.93M | |
 CRVUSDcrvUSD | Stablecoin | Yearn Finance (vault) | Ethereum | 5.39% | +1.50% | $1.21M | |
 BOLDBOLD | Stablecoin | Liquity V2 (vault) | Ethereum | 5.29% | +1.40% | $4.43M | |
 FEUSDFelix feUSD | Stablecoin | Felix Cdp (vault) | Hyperliquid L1 | 5.13% | +1.24% | $5.11M | |
 DUSDStandX DUSD | Stablecoin | Makina (vault) | Ethereum | 5.05% | +1.16% | $1.91M | |
 DUSDAlto DUSD | Stablecoin | Makina (vault) | Ethereum | 5.05% | +1.16% | $1.91M | |
 DUSDdTRINITY USD | Stablecoin | Makina (vault) | Ethereum | 5.05% | +1.16% | $1.91M | |
 USDSTUSDST | Stablecoin | Strato (vault) | Strato | 5.00% | +1.11% | $1.7M | |
 USDEEthena USDe | Stablecoin | Morpho Blue (lending) | Base | 4.75% | +0.86% | $387.61M | |
 YUSDAegis YUSD | Stablecoin | Aegis Yusd (vault) | Ethereum | 4.49% | +0.60% | $32.79M | |
 YUSDYUSD Stablecoin | Stablecoin | Aegis Yusd (vault) | Ethereum | 4.49% | +0.60% | $32.79M | |
 USD1USD1 | Stablecoin | Dolomite (vault) | Ethereum | 4.18% | +0.29% | $35.7M | |
 USD0Usual USD | Stablecoin | Fluid Lending (lending) | Arbitrum | 3.98% | +0.09% | $40.99M | |
 DAIDai | Stablecoin | Aave V3 (lending) | Polygon | 3.93% | +0.04% | $1.03M | |
 CASHCASH | Stablecoin | Kamino Lend (lending) | Solana | 3.90% | +0.01% | $1.89M | |
 CASHOpus CASH | Stablecoin | Kamino Lend (lending) | Solana | 3.90% | +0.01% | $1.89M | |
 HOLLARHydrated Dollar | Stablecoin | Hydration Dex (LP) | Polkadot | 3.86% | -0.03% | $2.2M | |
 BUIDLBlackRock USD Institutional Digital Liquidity Fund | Treasury | Blackrock Buidl (vault) | Ethereum | 3.75% | -0.14% | $256.24M | |
 USATUSAT | Stablecoin | Centrifuge Protocol (vault) | Ethereum | 3.63% | -0.26% | $292.71M | |
 USDYOndo US Dollar Yield | Treasury | Ondo Yield Assets (vault) | Ethereum | 3.62% | -0.27% | $1.26B | |
 USTBInvesco Short Duration US Government Securities Fund | Treasury | Invesco Ustb (vault) | Ethereum | 3.57% | -0.32% | $600.32M | |
 MUSDMetaMask USD | Stablecoin | Aave V3 (lending) | Monad | 3.55% | -0.34% | $7.69M | |
 MUSDMezo USD | Stablecoin | Aave V3 (lending) | Monad | 3.55% | -0.34% | $7.69M | |
 MUSDmStable USD | Stablecoin | Aave V3 (lending) | Monad | 3.55% | -0.34% | $7.69M | |
 MUSDMeta USD | Stablecoin | Aave V3 (lending) | Monad | 3.55% | -0.34% | $7.69M | |
 OUSGOndo Short-Term U.S. Government Bond Fund | Treasury | Ondo Yield Assets (vault) | XRPL | 3.54% | -0.35% | $185.22M | |
 ZCHFFrankencoin | Stablecoin | Frankencoin (vault) | Ethereum | 3.50% | -0.39% | $12.92M | |
 FRXUSDFrax USD | Stablecoin | Fraxlend (lending) | Ethereum | 3.41% | -0.48% | $4.61M | |
 USDSUIUSDsui | Stablecoin | Navi Lending (lending) | Sui | 3.41% | -0.48% | $1.42M | |
 AURAGlobal X Uranium aStock | ETF | Raydium Amm (LP fees, 7-day avg) | Solana | 3.41% | -0.48% | $1.35M | |
 NTBILLNest Treasury Vault | Treasury | Plume Vaults (vault) | Plume Mainnet | 3.36% | -0.53% | $6.3M | |
 USDTBUSDtb | Stablecoin | Fluid Lending (lending) | Ethereum | 3.35% | -0.54% | $1.52M | |
 USDOOpenEden OpenDollar | Stablecoin | Openeden Usdo (vault) | Ethereum | 3.33% | -0.56% | $14.36M | |
 USYCCircle USYC | Treasury | Circle Usyc (vault) | BSC | 3.28% | -0.61% | $2.35B | |
 CVXChevron Corp (Dinari Tokenized Stock) | Stock | Convex Finance (vault) | Ethereum | 3.28% | -0.61% | $11.37M | |
 PAXGPAX Gold | Commodity | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 2.97% | -0.92% | $2.19M | |
 JTRSYJanus Henderson Anemoy Treasury Fund | Treasury | Centrifuge Protocol (vault) | Ethereum | 2.97% | -0.92% | $10.7M | |
 EURCEURC | Stablecoin | Jupiter Lend (lending) | Solana | 2.81% | -1.08% | $4.73M | |
 FDUSDFirst Digital USD | Stablecoin | Venus Core Pool (vault) | BSC | 2.80% | -1.09% | $2.54M | |
 HYUSDHylo USD | Stablecoin | Orca Dex (LP fees, 7-day avg) | Solana | 2.47% | -1.42% | $2.76M | |
 HYUSDHigh Yield USD (Base) | Stablecoin | Orca Dex (LP fees, 7-day avg) | Solana | 2.47% | -1.42% | $2.76M | |
 EUREMonerium EUR emoney | Stablecoin | Aave V3 (lending) | Gnosis | 2.24% | -1.65% | $4.98M | |
 EUREMonerium EUR emoney [OLD] | Stablecoin | Aave V3 (lending) | Gnosis | 2.24% | -1.65% | $4.98M | |
 THBILLTheo Short Duration US Treasury Fund | Treasury | Theo Network Thbill (vault) | Ethereum | 2.21% | -1.68% | $29.42M | |
 RLUSDRipple USD | Stablecoin | Sparklend (lending) | Ethereum | 1.79% | -2.10% | $13.52M | |
 LISUSDLista USD | Stablecoin | Lista Lending (lending) | BSC | 1.64% | -2.25% | $58.3M | |
 TUSDTrueUSD | Stablecoin | Justlend V1 (lending) | Tron | 1.43% | -2.46% | $1.02M | |
 USXUSX | Stablecoin | Kamino Lend (lending) | Solana | 1.38% | -2.51% | $2.87M | |
 USXUSX | Stablecoin | Kamino Lend (lending) | Solana | 1.38% | -2.51% | $2.87M | |
 XAUTTether Gold | Commodity | Lista Lending (lending) | BSC | 1.00% | -2.89% | $6.11M | |
 GMEGameStop • Robinhood Token | Stock | Raydium Amm (LP fees, 7-day avg) | Solana | 0.70% | -3.19% | $1.15M | |
 HDXHome Depot xStock | Stock | Hydration Dex (LP) | Polkadot | 0.70% | -3.19% | $1.2M | |
 GMEGameStop (Dinari Tokenized Stock) | Stock | Raydium Amm (LP fees, 7-day avg) | Solana | 0.70% | -3.19% | $1.15M | |
 VUSDVirtue USD | Stablecoin | Curvance (vault) | Monad | 0.60% | -3.29% | $25.91M | |
 LUSDLiquity USD | Stablecoin | Aave V3 (lending) | Ethereum | 0.55% | -3.34% | $1.26M | |
 FIDDFidelity Digital Dollar | Stablecoin | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 0.54% | -3.35% | $2.24M | |
 LIONLi Auto (Ondo Tokenized) | Stock | Vvs Standard (LP fees, 7-day avg) | Cronos | 0.47% | -3.42% | $1.93M | |
 NOWServiceNow • Robinhood Token | Stock | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 0.46% | -3.43% | $2.15M | |
 ANTHROPICAnthropic PreStocks | Pre-IPO | Raydium Amm (LP fees, 7-day avg) | Solana | 0.31% | -3.58% | $2.1M | |
 FBTCFidelity Wise Origin Bitcoin Fund (Dinari Tokenized ETF) | ETF | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 0.31% | -3.58% | $2.73M | |
 BUCKBucket Protocol BUCK Stablecoin | Stablecoin | Navi Lending (lending) | Sui | 0.24% | -3.65% | $17.43M | |
 EURCVEUR CoinVertible | Stablecoin | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 0.14% | -3.75% | $5.64M | |
 QQQXNasdaq xStock | ETF | Kamino Lend (lending) | Solana | 0.13% | -3.76% | $3.1M | |
 USNNoon USN | Stablecoin | Uniswap V3 (LP fees, 7-day avg) | Ethereum | 0.11% | -3.78% | $1.2M | |
 SPYXSP500 xStock | ETF | Kamino Lend (lending) | Solana | 0.09% | -3.80% | $4.26M | |
 OPENAIOpenAI PreStocks | Pre-IPO | Raydium Amm (LP fees, 7-day avg) | Solana | 0.07% | -3.82% | $1.15M | |
 USDVSolomon USDv | Stablecoin | Raydium Amm (LP fees, 7-day avg) | Solana | 0.06% | -3.83% | $1.53M | |
 NVDAXNVIDIA xStock | Stock | Kamino Lend (lending) | Solana | 0.02% | -3.87% | $2.29M | |
 TSLAXTesla xStock | Stock | Kamino Lend (lending) | Solana | 0.01% | -3.88% | $2.7M | |
 USDUUniversal USD | Stablecoin | Orca Dex (LP fees, 7-day avg) | Solana | 0.01% | -3.88% | $3.66M | |
 THUSDThreshold USD | Stablecoin | Uniswap V4 (LP fees, 7-day avg) | Ethereum | 0.01% | -3.88% | $4.01M | |
 USCClassic USD | Stablecoin | Vvs Flawless (LP fees, 7-day avg) | Cronos | 0.01% | -3.88% | $1.16M | |
 USDUUncap USD | Stablecoin | Orca Dex (LP fees, 7-day avg) | Solana | 0.01% | -3.88% | $3.66M | |
 USDDUSDD | Stablecoin | Justlend V1 (lending) | Tron | 0.00% | -3.89% | $423.8M | |
 EUROPEURØP | Stablecoin | Kamino Lend (lending) | Solana | 0.00% | -3.89% | $4.49M |
Gold Yield Matrix
Physical gold earns nothing in a vault. On-chain, tokenized gold (PAXG, XAUt) earns 3–8% APY via DEX LP fees, lending supply and basis arbitrage — a real yield on an asset that has never had one.